A quick question about monthly bank statements

[Phantom Limb]

Ok, I realize this is a stupid question, but I'm thick as Addy some times.

I've not been tracking my spending lately, so I dig out my last statement (6th June) and it says I my balance is £1000 at the close of June 6th, then below it says my over draft limit is £100. Does this mean I have £1, 100 available, or £1, 000 available?


These are fictional figures.

[endless psych]

You can withdraw up to £1,100.

[Phantom Limb]

Best honey-moon ever.

[Quiz Bhoy]

Originally Posted by Phantom Limb

Ok, I realize this is a stupid question, but I'm thick as Addy some times.

I've not been tracking my spending lately, so I dig out my last statement (6th June) and it says I my balance is £1000 at the close of June 6th, then below it says my over draft limit is £100. Does this mean I have £1, 100 available, or £1, 000 available?


These are fictional figures.

What part of basic arithmetic don't you understand? If you are being serious then contact your bank or local branch of it and they will give you an accurate figure, then allow for an increase by the amount of your overdraft.

Jeez....

[Charlicat]

Originally Posted by Quiz Bhoy

What part of basic arithmetic don't you understand? If you are being serious then contact your bank or local branch of it and they will give you an accurate figure, then allow for an increase by the amount of your overdraft.

Jeez....

Some statements/mini statements have an available balance and a balance figure on them, which when only one is listed could lead to confusion over which is being referred to. I hardly think it was the arithmetic that was troubling anyone, but obviously nothing can take away the shine of smug gratification you seem to have at being able to add 1000+100.

[Yorgo]

If DR appear next to the 1000 then you're fucked.

If not book a holiday.

[Stew]

Originally Posted by Charlicat

Some statements/mini statements have an available balance and a balance figure on them, which when only one is listed could lead to confusion over which is being referred to. I hardly think it was the arithmetic that was troubling anyone, but obviously nothing can take away the shine of smug gratification you seem to have at being able to add 1000+100.

You're quite right here. Some statements and mini-statements will have a ledger balance, available funds & a cleared balance which can often differ from bank to bank.

If it's an actual printed statement then the overdraft won't be added on to the balance, as it's only really taken into account when you consider your available funds these days with most banks.

Always best to check before you go spending money, though. (Y)

[LesMTS]

Originally Posted by Charlicat

I hardly think it was the arithmetic that was troubling anyone, but obviously nothing can take away the shine of smug gratification you seem to have at being able to add 1000+100.

I can multiply them. Watch.....

100,000

[Charlicat]

LesMTS - 100,000
Quiz Boy - 0

[Baron Samedi]

Originally Posted by Charlicat

Some statements/mini statements have an available balance and a balance figure on them, which when only one is listed could lead to confusion over which is being referred to. I hardly think it was the arithmetic that was troubling anyone, but obviously nothing can take away the shine of smug gratification you seem to have at being able to add 1000+100.

This post is the internet equivalent of throwing yourself in front of a bullet for a comrade in arms.

[Phantom Limb]

Originally Posted by Quiz Bhoy

What part of basic arithmetic don't you understand? If you are being serious then contact your bank or local branch of it and they will give you an accurate figure, then allow for an increase by the amount of your overdraft.

Jeez....

Charliecat nailed it, but just one more point, I wanted to know my situation immediately, and contacting my bank at 1am in the morning is not an option. Fuck-arse.

[wee scary burd]

Originally Posted by Phantom Limb

Charliecat nailed it, but just one more point, I wanted to know my situation immediately, and contacting my bank at 1am in the morning is not an option. Fuck-arse.

Tele-banking. Hardly modern technology.

[endless psych]

Originally Posted by LesMTS

I can multiply them. Watch.....

100,000

I can divide them.

10.

[Phantom Limb]

Originally Posted by wee scary burd

Tele-banking. Hardly modern technology.

I prefer not to use the phone at 1 in the morning.

[LesMTS]

Originally Posted by endless psych

I can divide them.

10.

I can divide them the difficult way round.

0.1