Alternative Nation
Go Back   Alternative Nation > Lounge > General Chat

Notices

General Chat Does what is says on the tin.

Reply
 
Thread Tools Rate Thread
Old 3rd November 2009, 10:35pm   #1
Registered User
 
tiger62's Avatar
 
Join Date: Sep 2005
Location: In my own littl
Posts: 1,854
Images: 188
tiger62 - We accept you, one of us!
Send a message via MSN to tiger62
Unhappy Insurance help? i have a leak

Have recently discovered the seal on my bath/shower is gubbed and water has been leaking through when the showers on.

Discovered this as it has spread through and noticed a damp patch in the spare room. Pulled panel off bath and looks pretty damp under it.

Issue being how much damage will this have caused to floor/wall? Carpet in spare room looks fine now I’ve let it dry and floor under it seems ok, obv I cant see the state of the floor under the bath or the wall under the mirrors ( yes my wall has mirrors, not my choice was like that when I bought house).

Should I?

a) Pull the mirrors down and re-tile/seal wall myself. Hope the wall/floor is ok?

Or

b) Contact insurance about making a claim and if so would it be covered by buildings or contents? As mine are with 2 different people.

Thanks in advance for any help people!
__________________
Quote:
Originally Posted by "hot-rod" Rowdy roddy piper
Just when you think you have all the answers, I change the questions
tiger62 is offline   Reply With Quote
Old 3rd November 2009, 10:51pm   #2
El Chupa Libre
 
Jaemi's Avatar
 
Join Date: Apr 2005
Location: A Strange Bed
Posts: 31,568
Blog Entries: 1
Images: 133
Jaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over you
Send a message via MSN to Jaemi
Re: Insurance help? i have a leak

There are companies who come out and check your woodwork/walls for damp.
Some of them dont charge a call out fee.

http://www.wisepropertycare.com/
I think this is one ^

Anyway, let them take a look to see what the extent of the problem is.
You don't want to tile over a wall that is suffering from damp.
__________________
-.....
Jaemi is offline   Reply With Quote
Old 3rd November 2009, 10:55pm   #3
I reckon so...
 
SOLIDBOB's Avatar
 
Join Date: Mar 2006
Location: Shawlands
Posts: 3,134
Images: 113
SOLIDBOB has more rep than Us, but not as much as ThemSOLIDBOB has more rep than Us, but not as much as ThemSOLIDBOB has more rep than Us, but not as much as ThemSOLIDBOB has more rep than Us, but not as much as ThemSOLIDBOB has more rep than Us, but not as much as ThemSOLIDBOB has more rep than Us, but not as much as Them
Send a message via MSN to SOLIDBOB
Re: Insurance help? i have a leak

Quote:
Originally Posted by Jaemi View Post
There are companies who come out and check your woodwork/walls for damp.
Some of them dont charge a call out fee.

http://www.wisepropertycare.com/
I think this is one ^

Anyway, let them take a look to see what the extent of the problem is.
You don't want to tile over a wall that is suffering from damp.
The ones that don't charge a call out fee will inevitably find stuff wrong though...
__________________
http://content.altnation.com/gallery/files/1/3/2/3/2/monval02_STD_0098_975492.jpg
SOLIDBOB is offline   Reply With Quote
Old 3rd November 2009, 11:01pm   #4
El Chupa Libre
 
Jaemi's Avatar
 
Join Date: Apr 2005
Location: A Strange Bed
Posts: 31,568
Blog Entries: 1
Images: 133
Jaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over you
Send a message via MSN to Jaemi
Re: Insurance help? i have a leak

That's the price you pay.

You could always rent a "dampmeter" and check for yourself.
http://www.hss.com/g/49420/Damp-Meter.html
Fairly easy to use, stick it in the wall, if it beeps, ye've got damp.
__________________
-.....
Jaemi is offline   Reply With Quote
Old 3rd November 2009, 11:04pm   #5
Frankly my dear.....

Editor
 
Foxglove's Avatar
 
Join Date: Mar 2005
Location: Paradise City
Posts: 11,672
Images: 34
Foxglove is a Forum demigodFoxglove is a Forum demigodFoxglove is a Forum demigodFoxglove is a Forum demigodFoxglove is a Forum demigodFoxglove is a Forum demigodFoxglove is a Forum demigodFoxglove is a Forum demigod
Re: Insurance help? i have a leak

how much is your excess? Your household insurance will not pay for the problem but will sort out the consequences. Quick call to them will have all the necessary people out in a day or 2 who will see if any damage has been done and arrange to fix it or will give you the money to get it done yourself (or put in your bank if it is just paint work etc you can do yourself). You will just need to replace the seal in the bath which is pretty easy and cheap if that is all the problem is.
__________________
I want to teach the world, but not a song.
I need to tell them where they're going wrong:
To trust to serendipity not fate:
To just believe your heart and conjugate.
Foxglove is offline   Reply With Quote
Old 3rd November 2009, 11:06pm   #6
El Chupa Libre
 
Jaemi's Avatar
 
Join Date: Apr 2005
Location: A Strange Bed
Posts: 31,568
Blog Entries: 1
Images: 133
Jaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over youJaemi lords it over you
Send a message via MSN to Jaemi
Re: Insurance help? i have a leak

Quote:
Originally Posted by Foxglove View Post
You will just need to replace the sea in the bath
Big bath.
__________________
-.....
Jaemi is offline   Reply With Quote
Old 3rd November 2009, 11:09pm   #7
Frankly my dear.....

Editor
 
Foxglove's Avatar
 
Join Date: Mar 2005
Location: Paradise City
Posts: 11,672
Images: 34
Foxglove is a Forum demigodFoxglove is a Forum demigodFoxglove is a Forum demigodFoxglove is a Forum demigodFoxglove is a Forum demigodFoxglove is a Forum demigodFoxglove is a Forum demigodFoxglove is a Forum demigod
Re: Insurance help? i have a leak

sneaky edit there when I saw that
__________________
I want to teach the world, but not a song.
I need to tell them where they're going wrong:
To trust to serendipity not fate:
To just believe your heart and conjugate.
Foxglove is offline   Reply With Quote
Old 4th November 2009, 9:37pm   #8
Super Discunt
 
pANDAS Radio's Avatar
 
Join Date: Oct 2001
Posts: 8,915
Images: 28
pANDAS Radio has stolen ALL THE COOKIESpANDAS Radio has stolen ALL THE COOKIESpANDAS Radio has stolen ALL THE COOKIESpANDAS Radio has stolen ALL THE COOKIESpANDAS Radio has stolen ALL THE COOKIESpANDAS Radio has stolen ALL THE COOKIES
Send a message via MSN to pANDAS Radio
Re: Insurance help? i have a leak

If the leak has been going on for a while then there's a good chance that retiling it yourself isn't going to help much, if damp has gone into the walls then that'll need sorted first.
pANDAS Radio is offline   Reply With Quote
Old 5th November 2009, 12:18am   #9
Registered User
 
Rosco's Avatar
 
Join Date: Sep 2003
Posts: 7,180
Images: 1
Rosco is to AltNation what Pot Noodle is to a studentRosco is to AltNation what Pot Noodle is to a studentRosco is to AltNation what Pot Noodle is to a studentRosco is to AltNation what Pot Noodle is to a student
Re: Insurance help? i have a leak

Some insurers cover trace and access for leaks as standard on their policy so it's worth checking your policy booklet. Your pipes would be buildings cover but any damage to some other things i.e. carpets would be contents so you might have to claim on both i'm afraid.
__________________
Can YOU step up to the plate?
Rosco is offline   Reply With Quote
Reply

Bookmarks
Digg del.icio.us StumbleUpon Google

Tags
idontknow

Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Dependable UK Web Hosting - Kualo
 









Powered by vBadvanced CMPS v3.0.0
Advertisement
   



All times are GMT +0. The time now is 10:31am.

Forums Directory
Copyright 2000-2008, Alternative Nation

SEO by vBSEO 3.1.0 ©2007, Crawlability, Inc.
Page generated in 0.88772 seconds with 22 queries